Inflection CBIS

Modified on 2021/08/20 09:52 by Administrator — Categorized as: Personal Lines!United States

Inflection is a credit-based insurance score (CBIS) built by Verisk/ISO and powered by Equifax®. It is a trended-credit predictive analytics model than can provide 2.8 times lift between the lowest and highest risk bands in predicting losses over control models that do not include credit-based attributes. The returned results will help more accurately rate for bodily injury, physical damage, PIP, medical payments, comprehensive and collision coverages. Inflection can also be leveraged in a variety of ways to help throughout the policy lifecycle.

You can retrieve various Inflection reports depending on your needs:

Inflection CBIS with Full Report
- Returns the Inflection insurance score, the reason codes, and the full credit file.
Inflection CBIS with Reason Codes
- Returns the Inflection insurance score, the reason codes, and the credit header.
Inflection CBIS for Quotes
- Returns the Inflection insurance score (no reason codes), limited identifiable information, and cannot be used to bind a policy.